Products

Life Insurance: A life insurance policy is an effective way to protect your family's lifestyle and future, and we offer several different types of life insurance that can be tailored to your unique needs. Some provide temporary protection for shorter-term needs, while others are best for long-term or permanent protection. Permanent life insurance policies can even provide a cash value that may grow tax-deferred over time. Your cash value can be accessed to help supplement your retirement income when your protection needs decrease later in life, or for any other major life need such as paying for a child's college expenses.* Explore the versatility of life insurance and what it can do for you and your loved ones.

Long-Term Care Insurance:Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future and help preserve the assets you've worked so hard to build. Click here to learn more.

Income Annuities: If you're preparing for retirement and concerned about a stable source of income in retirement, consider one of our guaranteed income annuity products1. You can select an immediate annuity which starts paying income right away (usually within 12 months), or a deferred income annuity which allows you to put money away now for lifetime income payments that start when you need them in the future^. Either way, you can rest easy knowing you'll always have a steady income stream when you need it most.

Investments#: We offer investment products and services to help you develop a sound, long-term strategy and meet your investment goals. You can choose from over 2,500 mutual funds to help you best meet your needs. We also offer self-directed, tax-deferred Individual Retirement Accounts (IRAs) and can provide funding for retirement plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined contribution and defined benefit plans. And of course, our financial professionals are always here to help you navigate your options to best meet your needs.

To learn more about our products and services, feel free to give us a call or request a free consultation. We'll be happy to answer all your questions and make recommendations based on your specific situation.

 

* Accessing cash value will reduce the available cash surrender value and death benefit of the policy.

1 Guarantees are backed by the claims paying ability of the issuer.

# Securities products and services are offered by properly licensed registered representatives of NYLIFE Securities LLC (Member <a data-cke-saved-href="http:/www.finra.org/" href="http:/www.finra.org/" target="_blank" "="">FINRA/SIPC), a licenses insurance Agency and a New York Life Company.

^Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before 59 ½ may also be subject to a 10% federal tax penalty.